Essay Sample on How to Solve a Financial Problem

Essay Sample on How to Solve a Financial Problem Problem solving forms part of thinking. Well thought-out the most difficult of all rational functions, problem solving has been distinct as advanced classify cognitive development that requires the accent and control of more routine or fundamental skills. It occurs if an organism or an artificial intelligence system does not know how to proceed from a given state to a desired goal state. Its part of the larger problem process that includes problem finding and problem solving. (Engel, 68) Complex problems have some classic distinctiveness such as lack of precision of the situation where by one does not understand the problem. Some problems require numerous goals to be dealt with, thus become difficult to handle. Some are so complex that they are in large number of items, interrelations and require a lot of conclusion. (ibid, 78) For example when am faced with a financial problem, I always resolve the limitation by first identifying the nature of the problem. Despite the fact that I cannot solve a problem without knowing exactly what the problem is, many people try to do just that. When asked about their financial situation, most will say, the problem is I need more money. They jump immediately to attempting to solve a problem they have not yet clearly defined. In order to gain clarity about my overall situation, I gather all the facts and figures I need to answer the following questions: What is my net worth? What is my current income? What are my expenses? Exactly how much do I owe? What is my credit rating? What interest rates am I paying on loan balances? When are my payments due? Are my expenses higher than my income? How much money do I need? By when do I need it? Answering these questions may be the last thing I want to do, however most of the time I experience a sense of relief when I finish. I might even find things are not as bad as I imagined. (Frensch and Funke, 112) The second step is to come up with all solutions. I immediately engrave down all that comes to mind. I do not critic or critique my ideas because that could suspend my inspired flow. I therefore use my intelligence by letting it reach for new potential. (ibid, 121) The third step is selecting a resolution. Afterwards I go over my catalog and cross things off that do not appear realistic. I choose the solution that makes the most sense for the moment. With money problem solving, I may decide to act on more than one solution as long as the options I choose do not take me in different directions. (Frensch and Funke, 126) The fourth step is receiving achievement. In this point of the progression, I will have the energy curving in my support. I there fore follow through on the resolution or solutions I chose. If I find my self besieged with all the action items, I go back over my list and prioritize. In regular problem solving I would focus on one solution because scattering my efforts by trying to follow through on too many ideas at once can hamper my effectiveness. (ibid, 130) The fifth step is evaluation. If the problem is solved, I celebrate my success if it did. I use this experience to strengthen my commitment to utilizing my problem solving skills in other areas of my life. (Frensch and Funke, 132) If my solution or solutions did not work, I might not have correctly identified the problem. Identifying the problem is the most important step. Most people will want to go back to brainstorming more solutions, which will unavoidably lead to more frustration. Instead, I go back to step one, and focus on identifying the problem. (ibid, 133)

Joy Luck Club-Magpies Summary essays

Joy Luck Club-Magpies Summary essays The story starts with An-mei Hsu talking about her daughters (Rose Hsu Jordan) troubled marriage and how its starting to fall apart. Rose thinks she is severely suffering and all she can do is lie down on a psychiatrists couch squeezing tears out of shame. This triggers powerful memories for An-mei Hsu who gradually starts to remember her own past. Now she sees herself in her daughters pain and remembers what she tried to conceal. Only her tears were generated by more than just shame. Sixty years ago, An-mei remembers seeing her mother for the first time. Popo (grandmother) had sent her mother away because she had dishonored her family and her widowhood by becoming the third concubine to a rich man. It was only when An-mei was nine years old and her grandmother was terminally ill (and eventually died) that Mother came back to take care of Popo, and An-mei finally realized her mother was not as evil as her aunt, uncle and Popo had portrayed her to be. After caring for Popo and after many arguments with her brother Mother finally managed to take her daughter back to Tientsin where she lived with her rich husband and his other wives. Life in Tientsin was very comfortable. Foreign luxuries from boiled peanuts to elegant Victorian dresses were introduced to An-mei. She lived in a spacious new house with her mother and many servants and did not question her happiness. Soon the Fifth wife (a young beautiful woman) arrived home with Wu Tsing (the husband of all five wives) and, while everything seemed peaceful, it was not. Her mothers position was low and shameful, as a fourth wife is less than a fifth. The Second wife (Big Mother) and Third wife, their children and servants returned home to Tientsin. Big mother had a son named Syaudi who now became An-meis smallest brother and Third wife had three daughters who became An-meis sisters. ...

IKEA - Essay Example | Topics and Well Written Essays - 2500 words

IKEA - - Essay Example s its distinctive Swedish identity in that all stores are painted in the Swedish national colors of yellow and blue, with small food stores inside where Swedish food can be purchased. Supervised play areas and baby care rooms make it an attractive store for families to visit. IKEA has an economic impact on the economy of every host country in which it opens its stores, because it provides a large number of jobs. It also operates in a socially responsible manner. Its policy towards its suppliers and its focus on the development of low cost products through excellent integration of its design, supplier network, production and customer service has contributed to its economic success, making Kamprad the richest man in the world. IKEA came into being in 1943, when its founder Ingvar Kamprad was 17 years old and received a gift from his father for performing well in his studies. The young Kamprad used this gift to found a business and named it IKEA using his initials, Elmtaryd and Agunnaryd – the names of the farm and the village where he grew up (Solomon, 1991). The business started off by selling matches, because Ingvar discovered that he could buy matches in bulk from Stockholm and sell them individually at a low price to customers while still making a profit. He also sold a variety of miscellaneous items such as pens, watches, jewellery and other products which he was able to procure and sell at a reduced price. He made these sales initially to neighbors by moving around on his bicycle. Later, he advertised in local papers and brought his products to the attention of his customers through a mail order catalog. For distribution of his products throughout the country, he used the county milk van to d eliver the products to the nearby train station.(www.ikea.com). Kamprad introduced furniture into his line of products in 1947. The furniture was manufactured by local manufacturers, using the wood growing close to Kamprad’s home, and the product sold well. Since he

Woman study - Final exam Essay Example | Topics and Well Written Essays - 1000 words

Woman study - Final exam - Essay Example But this wasn’t the case before. Just like there were discriminations between the black and the white, the poor and the rich, the oppressed and the oppressor, there was also a huge discrimination between Women and Men and their place in society. This discrimination was up to such a level that in some traditional cultures women were considered as nothing but an instrument of exploitation. They were seen as tools for cleaning, cooking, sex, giving birth to children, raising them up, and even worse ‘a punching bag’ in many instances. Women have borne the brunt of it all, violence, oppression, threats, sexual exploitation, and God knows what else. Talk about ‘coming up from the streets’ and a woman would know exactly what that means. After all those years of torment and ill-treatment, women have managed to rise up victorious because of men and women from across the world who spoke in one voice to stop this abuse. Feminists helped shape the future of women to a great extent by handing them the power to do what they felt was right with their life. This changed the era where women were maltreated so that a new era of equality began. There are different feminist theories that have been established and massively supported over an extensive period of time. A lot of other factors including, religion, courts, people, science, the media and even governments for that matter have had a major part to play to implement this change. These have sculpted society in a manner that would benefit everyone and send a fitting reply to few-narrow minded people who still live within their own shadows while they hang their heads low. The appearance of feminists’ theories was not occasional. Eventually, it came as a natural process. People were trying â€Å"to understand the nature, of social life, and hoe to transform inequitable social relationship.† Particular focus of many feminist theorists was the process of creation of sexual hierarchies . The other important focus was providing proper interpretation of these theories as well as explaining the reasons why these theories were created. To come close to the point, feminists tried to question standard social order and to spread their own idea about social life and the main social practices of this life. The other focus was put on the issue of sexual oppression that existed in our society. According to feminists, oppression was an undisputed part of human existence and marked the life of woman during those times. The article by Roberta Hamilton called â€Å"Gendering the Vertical Mosaic: Feminist Perspectives on Canadaian Society† indicates that there is a whole list of â€Å"proliferating and overlapping feminist perspectives regarding the issue of feminist (Shanley, Narayan, 1997). It means that feminist can be approached from different perspective. In this paper I will pay my attention to the following feminist perspectives: (1) liberal feminists, (2) socialis t feminists, (3) radical feminists, (4) lesbian feminists, (5) black feminists, (6) feminists of color. Liberal feminists is closely connected to the individualistic ideology of liberalism. The theory was first initiated by Mary Wollstonecraft (1759-97). Mary is the author of the document titled A Vindication of the Rights of Woman in 1792. The author of this theory was promoting the idea of â€Å"liberty, equality, and fraternity† (Chapter One. Feminist Theories, p.14). Mary Wollstonecraft’s theory was based on the idea that â€Å"women, like men, are rational being with the potential to be fully responsible for their own lives. (Chapter One. Feminist Theories, p.14) This statement clearly showed Mary Wollstonecraft’s social position. Mary was willing to see women as equal to men. The other import

Mixture and compound Essay Example | Topics and Well Written Essays - 750 words

Mixture and compound - Essay Example A compound comprises of a fixed ratio, for example, in water, there are two hydrogen molecules for every oxygen molecule. In mixtures, the ratios of the individual elements vary, depending on the use of the mixture. A mixture is also only composed of the constituent element, and the properties of the mixture are those of the individual elements (Phillips, 1998). A compound on the other hand, is a new substance with new chemical properties, e.g. common salt, a white compound, does not bear any resemblance to sodium, a grey metal, or chlorine, a greenish-yellow gas (Phillips, 1998). To distinguish a mixture from a compound, use their chemical properties (Patten, 1995). A mixture retains the properties of the individual substance that are part of its composition. For example, air is a mixture of gasses and is has properties of all the gasses, e.g. it supports burning, a chemical property of oxygen gas as other elements in the air do not support burning (Patten, 1995). Compounds have an all together different set of chemical properties from those of the constituent elements (Phillips, 1998). It is not possible to tell the chemical composition of a compound without a chemical test, unlike a mixture. Therefore, changes in color, chemical properties and physical properties are the distinguishing factors between compounds and mixtures (Phillips, 1998). When elements combine to form compounds, different types of bonds hold their atoms together (a bond is the energy that hold the atoms in a compound together), covalent, ionic, dative and metallic bonds (Pettifor, 1995). Covalent bonds exist between two non-metallic elements such as oxygen and carbon. When carbon burns in the air, a chemical reaction occurs, leading to the formation of carbon dioxide. Due the bond between these two elements is a dative bond (a special form of the covalent bond). A chemical reaction between two non-metals leads to the formation of a covalent bond (Pettifor, 1995). Due to an almost full out er energy level, non-metals do not lose electrons in a reaction; instead, they share the electrons in the outermost rings to form octets in the case of oxygen and carbon (Sebera, 1964). When a metal reacts with a non-metal, the metal donates the electrons in its outermost shell to the non-metal. That way, both atoms have complete shells in their outermost energy levels. In ionic bonding, the metal acquires a positive charge due to more protons than electrons in an atom while the non-metallic atom acquires a negative charge. These two opposite charges attract, holding the compound strongly together. While the covalent bond is strong between the atoms involved, the resultant structure I held by weak Van der Waals forces of attraction, which explains why ionic compounds lean to have a higher melting point than covalent compounds (Sebera, 1964). To achieve stability, elements need their outermost energy levels filled with electrons (Pettifor, 1995). For metals, their outermost energy le vels are comprised of a maximum of three electrons e.g. in aluminum. Elements with four electrons are non-metals , but some of them such as silicon and carbon have metallic properties, e.g. graphite, an allotrope of carbon conducts electricity, a property of metals (Sebera, 1964). In chemical reactions, it is easier to dislodge the few electrons in the outer shell than to gain electrons needed to fill the outermost

Forensic Anthropology Essay Example | Topics and Well Written Essays - 2000 words

Forensic Anthropology - Essay Example Having understood the two, it is then necessary to draw a link between the two or evaluate all the possible relationships between the two. It will also be imperative to reckon that a marriage between the two possible brings forth what is commonly termed as forensic anthropology. This paper seeks to show how biological anthropologist assist with a forensic investigation besides identification of individuals. The paper starts first by understanding what forensic is, then moves on to define anthropology and forensic anthropology then shows how anthropology can aid in forensics. The term forensic refers to the application of scientific knowledge in a bid to solve legal problems and enable the smooth running of legal proceedings (Bartol, 2004: p8). As such, any profession that uses scientific knowledge aids bin forensics and this explains the existence of such terms as forensic anthropology, forensic medicine, forensic science, forensic experts etc. Forensic comes from a Latin word "forensic" which means relating to a forum and forum in this case which according to the ancient Rome was a market place where people congregated to conduct all sorts of business as well as public affairs. As time went on, the term forensic was limited to reference of the courts of law thus entering English use in 1659 with that very meaning. Therefore, forensic refers to law problems or issues which are solved by the application of scientific knowledge. The word anthrop... Human beings and their ancestors are studied in terms of the physical characteristics, social and environmental relations and culture. Main concern of anthropology is the origin of the present homosapien's, ancestors, evolutionary development etc. As such, anthropologists study the skeletons, DNA, tools, etc of the modern man's ancestors to locate the origin of the present day behaviours and culture. Thus, the common questions asked by the anthropologists include but are not limited to: 1 What defines human beings 2 Who are the ancestors of modern human beings 3 What are the human physical traits 4 How do human beings behave 5 Why the differences and variations among the human beings 6 How has the evolutionary past human beings influenced both the culture and social organization These are just but examples of questions asked by anthropologists and have been used to offer a rough estimation of the scope of anthropology. The modern anthropology borrows extensively from both the humanities and natural sciences such as biology and chemistry. The modern anthropologists have specialized in technical subfields which have found wider applications both within and without the scope of anthropology. What is Forensic Anthropology Basically, forensic anthropology is the application of anthropology in forensics. It is simply the marriage between anthropology and forensics. Generally, forensic anthropology is the assessment of the skeletal remains of human beings on behalf of the law enforcers in a bid to establish the identity of the bones (Klepinger, 2006: p3). Anthropology is wide and is divided into linguistic anthropology, cultural anthropology, archaeology and physical anthropology. Of great help to forensic is the physical

Understanding and Using Inclusive Essay Example for Free

Understanding and Using Inclusive Essay 1.1. Inclusive learning is about recognising that all your students have the right to be treated equally and fairly, have the same access to all products, services and have the opportunity to be involved and included. As a teacher you need to be aware that all students are not the same as they all do not learn in the same way, the ways in which a teacher can overcome this is using the Teaching and Learning Cycle, using visual, auditory and kinaesthetic materials (VAK) and agreeing on individual learning plans (ILPs). Other features could include self reflective exercises, quizzes and providing opportunities for students to reflect on their own experiences and consider how these experiences influence the way they learn. 1.2. There are a number of strengths and limitations of learning approaches when teaching. For example, a strength can include an activity and/or a demonstration in pairs or groups, a questionnaire and a power point presentation. The limitations could be when working in group sessions, a shy person can hide in a group, more confident people can take over and there could be a possible clash of personalities. Using all learning styles need to kept to a minimum as previously stated not all students learn the same, some students may ‘switch off’ at certain times and become less interested in the subject, this will hopefully ensure that all students can relate and keep concentration in the subject that is being taught. 1.3. Providing students with the functional skills within the chosen subject will be in ways which the students will be reading, speaking and listening as the demonstration I will be giving will be from power point but will also include listening to instructions and watching myself with a volunteer. The students will have only have a certain length of materials to use so they will need to calculate these when carrying out the activity themselves. To incorporate ICT, students will need to use their own mobile phones to download an app and at the end of the lesson. Once the students have completed the lesson, they can use all of the skills out of the classroom and into their everyday life. 2.1. Creating an inclusive learning environment benefits all students to enable effective learning to take place. The environment in which you are teaching the subject can sometimes be restricted but teaching can take place anywhere not necessarily just in a classroom, for example, colleges, learning centres, the workplace, prisons are to name just a few. When teaching you would need to consider the venue, rooms and resources but also your attitude and support as this can also have an impact on the students in which they will learn. 2.2. It is important to select a number of teaching and learning approaches as individuals can face a number of barriers causing them difficulty to learn. Maslows (1987) Hierarchy of Needs shows that if all five aspects of this theory are met, which are, self actualisation, self esteem recognition, safety/security and physiological it creates a healthy environment for learners to progress and achieve their goal. 2.3. Motivation is what causes us to act, it is either intrinsic (from within) which means to learn for your own fulfilment or extrinsic (from without) which means they may be an external factor motivating the learner. To help motivate learners you can set targets, be professional, create interesting and relevant tasks or activities, engage students and give them the opportunity to learn. 2.4. Ground rules can be set by having a group discussion. To have the ground rules mutually set between the teacher and the students it makes it more likely for these to be followed and adhered to. As a teacher certain ground rules need to apply to allow all students to be treated equally and fairly, for example, punctuality, respect for others, mobile phones off or on silent, no abusive language, no racism and no discussing politics. 3.1. See Micro Teach session plan 3.2. Using my selection of teaching methods covers the three learning styles  which people have (VAK). The power point presentation and demonstration covers the visual and auditory learning styles whereas the demonstration and group activity/task covers the kinaesthetic learning style. Handouts will also be given which are reflective tools; this will help the students to remember important information that is being delivered. 4.1. The teaching approaches that I am using helps the students engage by connecting the subject to real life, it will teach self monitoring skills and information will be presented in multiple formats. As all three learning styles are being covered this will also help keep the students motivated and interested. 4.2. Communication is a key point in all aspects in life, communication with students is essential for them to ascertain progress and identify where improvements could be made. For communication to be effective teachers need to speak slowly and clearly and by only using words in which the students should be able to understand, however communication is a two way process, the teacher could ask questions to ensure the students have understood. 4.3. There are a number of ways to give constructive feedback to your students, when giving feedback to students, teachers need to be positive, open and honest, be clear and specific, be balanced, be motivating and also invite self assessment. Gray and Smith (2000) pointed out that students want consistent, genuine feedback because they do not want to ‘carry on doing it wrong’. References http://www.flinders.edu.au/teaching/quality/teaching-methods/inclusive-teaching/strategies-for-inclusive-teaching.cfm http://www.functionalskills.com/Functional-Skills/Functional-Skills-faqs.php http://www.anngravells.co.uk/sitebuildercontent/sitebuilderfiles/SampleD9001.pdf http://www.sagepub.com/upm-data/39528_Pages_from_Green_ch1.pdf http://livingsta.hubpages.com/hub/Establish-ground-rules-with-your-learners-PTLLS http://livingsta.hubpages.com/hub/Explain-and-justify-the-reasons-behind-your